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Filing Your Claim

We are committed to customer service. If for whatever reason you need to file a claim, we will help you get through the filing and evaluation process as easily and promptly as possible.

How Claims Work

Policy & Process

Our policy is to respond to claims promptly and fairly, and to make the process easy for you. In our evaluation of your claim, we may review records, interview witnesses or employees, and perform a technical evaluation. You can help by providing thorough and accurate information and documentation.

We evaluate each claim individually, and determine:

  • If losses occurred due to our negligence
  • How the incident happened
  • The extent of damages
  • What the law considers fair compensation

Our goal is to reach a decision on most claims within 30 days of receipt. The process may take longer when complex issues are involved, when further information is needed, or when extenuating circumstances are present. Once our investigation is complete, we will contact you with our conclusion.

If we accept responsibility for your property damage claim, we will reimburse you for either the repair cost, actual cash value, or the replacement cost – whichever is lowest.

Claim Responsibilities

Our Responsibilities

Generally, we are responsible for losses that occur due to our negligence. However, in many instances, we are NOT responsible for power outages, voltage fluctuations, food loss, or property damage that occur due to forces outside our control, such as earthquakes and weather-related conditions including wind, rain, fog, lightning, or extreme heat.

We are committed to providing a continuous and sufficient supply of electricity to our customers, and to avoid any shortage or interruption of delivery of service. We are not, however, responsible for interruption or shortage of supply, nor for any resulting loss or damage, if such interruption or shortage results from any cause not within our control.

For the complete text on interruption or shortage of supply, visit Tariff Rule 14 – Shortage of Supply and Interruption of Delivery.  

Your Responsibilities

To help ensure a smooth process for your claim, we recommend that you:

  • Retain copies of all receipts and documentation that you submit to us
  • Do all that you can to minimize your loss and damages, (such as by obtaining ice to prevent food spoilage during an outage)
  • Please make sure that losses or expenses incurred (e.g., storage, car rental, etc.) are not accumulating unnecessarily
Documentation Needed

You can help us process your claim more quickly by completing your claim form thoroughly, and by providing supporting documentation. Documents may include:

  • For claims regarding property damage: repair estimates, invoices, proof of purchase
  • For personal injury claims: medical records, receipts; in cases of lost wages: employer verification, payroll stubs with hourly rate of pay
  • For business loss claims: tax records, bank statements, payroll records, revenue and expense statements, sales receipts
  • For claims regarding food loss*: itemized list detailing spoiled food, with receipts or documentation of cost.
*Our evaluation of food loss claims is based on information recommended by the U.S. Food and Drug Administration in What Consumers Need to Know About Food and Water Safety During Hurricanes, Power Outages, and Floods.
How To Submit A Claim

The first thing to do when filing a claim is to gather all supporting documentation; be sure to retain the originals of any paperwork you submit. For your convenience, there are 2 ways you can submit your claim to us:

  1. Submit Your Claim Online. You may file your claim entirely online. You will be prompted through a 4-step process and can upload images and files to support or document your claim. Please have all documentation ready before you begin.
  2. Submit a Claim Form By E-Mail, Fax or U.S. Mail. To submit your claim by any of these measures, please complete a residential or business claim form (PDF) and return it to us along with all supporting documentation. If submitting by e-mail, please attach all applicable supporting images or files in addition to your completed form. If submitting by fax, be sure all documentation is clearly marked with your name or business name, service account number and contact information.

Email: claims@sce.com

Fax: (626) 569-2573

US Mail: Southern California Edison Company, Attn: Claims Department, P.O. Box 900, Rosemead, CA 91770

Note: It is not necessary to submit a Claim multiple ways as this may only lengthen the claim processing time.

Your Claims Options

As another option, you may choose to file a claim with your insurance company to reimburse you for your loss, less your deductible; your insurer may then choose to present a claim to us to recover compensation paid to you.

Denied Claims

We review all claims thoroughly. If your claim is denied, we will explain the reasons for the denial. You have the right at any time to file a civil action, including a small claims action. The statute of limitations on filing a claim is 3 years for property damage, and 2 years for bodily injury.

The Role Of The California Public Utilities Commission (CPUC)

For more information about the role of the CPUC, call 1-800-649-7570 or visit www.cpuc.ca.gov